Seven Finance
Business Expert / Principal Mortgage Broker

Santosh Shrestha

What I Do

Santosh Shrestha is the visionary founder and principal broker of Seven Finance. Endearingly known to clients and colleagues as the 'Mortgage Engineer,' Santosh combines an analytical, structured methodology with deep credit policy expertise to reverse-engineer lending outcomes that save clients hundreds of thousands of dollars.

With more than a decade of industry-leading experience, he specializes in complex lending structures, self-managed super fund (SMSF) lending, commercial development finance, and strategic investment portfolio restructuring. Santosh believes that every mortgage option should be tailored precisely like a custom blueprint, optimizing for low interest rates, flexible loan terms, and maximum tax-efficiency.

My Story

My journey in the finance sector began with a simple but profound observation: the average borrower faces an overwhelming, highly fragmented lending landscape where credit guidelines change overnight. Rather than acting as a simple intermediary, I wanted to build a mortgage practice that treats loan sourcing as an exact science.

I founded Seven Finance with the promise of direct, transparent communication, eliminating the guesswork from borrowing. Today, we work with over 35 premium Australian lenders to match client objectives with custom lending solutions. For me, every loan closed represents a family empowered, a business scaled, or a financial dream realized.

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